Why should you obtain a police report following a car accident?

Most people in Phoenix don't head out to their morning commute thinking, "Today is the day I'm going to get in a car crash." However, car accidents happen every day throughout Arizona. When a person is in a car wreck, one of the first things they will do is call the police. This is true of both accidents that cause injuries and non-injury accidents.

When police arrive at the scene of the accident, they will generally make an official report. The report may include information on the parties involved in the crash, how the crash occurred, who was at fault and whether any traffic laws were broken. They are the written recollection of the officer who responded to the crash.

It is important to note that a police report in and of itself generally cannot be admitted as evidence in a subsequent personal injury lawsuit. However, police reports are very important when pursuing an insurance claim. A police report can be very compelling evidence in an insurance claim. In fact, some insurance companies will delay issuing a liability report until they receive a copy of the police report.

So, police reports can be very valuable when it comes to pursuing an insurance claim after a car accident. And even if the case is litigated, while it cannot be admitted as evidence, a police report can give a party a lot of leverage when it comes to negotiating a possible settlement. Therefore, it is important that following a car crash, that the parties notify the police, so that an official report can be generated.

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